1. Agreement
By creating a BonusBub account or using the BonusBub website ("Service"), you agree to these Terms of Service. If you do not agree, do not use the Service.
2. Eligibility
You must be at least 18 years of age, a resident of the United States, and legally permitted to open bank, brokerage, and gaming accounts in your state. Bonus availability is determined solely by the third-party institution and by state and federal regulation.
3. What BonusBub is (and isn't)
BonusBub is an informational and educational guidance tool. We surface publicly available promotional offers from third-party financial institutions and walk you through the steps required to claim them. BonusBub is not a bank, broker-dealer, investment adviser, tax adviser, or legal adviser. Nothing on the Service constitutes financial, investment, tax, or legal advice. You are solely responsible for your decisions and for the terms of any third-party account you open.
4. Referral & affiliate disclosure
Some links on BonusBub are referral or affiliate links. When you open an account through those links, BonusBub may receive a referral fee from the institution at no cost to you. Referral fees never change your bonus amount, and we do not surface offers based on referral compensation alone.
5. No guarantee of bonus payout
Every promotional offer is governed by the third-party institution's own terms and eligibility rules. Bonus amounts, deposit requirements, holding periods, and payout timing can change without notice and are entirely at the institution's discretion. BonusBub does not guarantee that any specific bonus will be awarded, and is not responsible for delayed, denied, reversed, or forfeited bonuses.
6. Your money and accounts
You open, fund, and control every third-party account yourself. BonusBub never receives, holds, moves, or has access to your money, your login credentials, or your linked debit card.
7. Taxes
Cash bonuses may be reportable as taxable income. You are responsible for any tax reporting or payment obligations that result from bonuses you earn. Consult a qualified tax professional with questions about your specific situation.
8. Responsible use of gaming offers
Some offers involve sportsbooks or prediction markets. These products carry real financial risk if used outside the specific promotional structure we describe. Gamble responsibly. If you or someone you know may have a gambling problem, help is available at 1-800-GAMBLER.
9. Account & data
You agree to provide accurate information, keep your account secure, and use the Service only for personal, non-commercial purposes. We may suspend or terminate accounts that abuse the Service, violate third-party terms, or engage in fraud.
10. No warranty; limitation of liability
The Service is provided "as is" without warranties of any kind. To the maximum extent permitted by law, BonusBub is not liable for indirect, incidental, consequential, or punitive damages, or for any lost bonuses, lost profits, or lost data arising from your use of the Service.
11. Changes
We may update these Terms from time to time. Material changes will be reflected by updating the date at the top of this page. Continued use of the Service after an update constitutes acceptance of the revised Terms.