{
  "name": "BonusBub",
  "url": "https://bonusbub.com",
  "description": "BonusBub is a free website that tracks the cash sign-up bonuses offered by US banks, brokerages, cash apps, prediction markets and sportsbooks, filters out the ones with bad terms, and ranks the rest by the cash you keep for each hour of work and for each dollar you put in. It then walks people through claiming each one, with or without an email.",
  "checked": "2026-11-15",
  "standards": [
    "No hard credit pull. Opening the account never touches your credit score.",
    "No fee you can't avoid, and no purchase you'd have to make.",
    "It pays real money: cash, a stock you can sell, or bonus bets we show you how to turn into cash.",
    "It's worth the time: we work out the cash you keep for each hour it takes."
  ],
  "ranking": "cashPerHourUsd is the cash you keep for each hour of hands-on work; cashPerDollarIn is the cash you keep for each dollar you have to put in (null when the offer needs no money). Offers are listed most cash per hour first.",
  "eligibility": "US residents 18 or older; sportsbooks need 21 or older and are open only in the states listed.",
  "disclosure": "BonusBub may earn a referral fee when someone opens an account through its links. It never asks for bank logins and never moves anyone's money.",
  "startHere": "https://bonusbub.com/",
  "topForTime": [
    "chime",
    "fifththird",
    "capitalone",
    "cashapp",
    "robinhood"
  ],
  "topForMoney": [
    "moneylion",
    "robinhood",
    "cashapp",
    "fifththird",
    "chime"
  ],
  "offers": [
    {
      "id": "chime",
      "name": "Chime",
      "category": "Banks and cash apps",
      "offer": "Up to $350 in direct-deposit rewards over three months, for three deposits of $200 or more",
      "cashYouKeepUsd": 350,
      "moneyInUsd": 600,
      "handsOnMinutes": 15,
      "cashPerHourUsd": 1400,
      "cashPerDollarIn": 0.58,
      "whenItPays": "Each reward posts within about 7 business days of its deposit",
      "payoutDays": [
        0,
        11
      ],
      "howToGetIt": "Open a Chime Checking account through the link and set up three direct deposits of $200 or more over the first three months. Payroll and government benefits count; bank transfers, Venmo and Cash App payments don't. Activate the physical card within 14 days of the first deposit. The $600 stays yours. The referral reward that comes with the link varies by promotion, so it isn't counted here.",
      "states": "all",
      "recommended": true,
      "signUpUrl": "https://www.chime.com/r/emilwalas/?c=s",
      "referralCode": null,
      "page": "https://bonusbub.com/bonuses/chime"
    },
    {
      "id": "fifththird",
      "name": "Fifth Third Bank",
      "category": "Banks and cash apps",
      "offer": "$300 for $500 in payroll or government direct deposits within 90 days (open by January 4, 2027)",
      "cashYouKeepUsd": 300,
      "moneyInUsd": 500,
      "handsOnMinutes": 25,
      "cashPerHourUsd": 720,
      "cashPerDollarIn": 0.6,
      "whenItPays": "Within 10 business days of the qualifying deposit",
      "payoutDays": [
        0,
        14
      ],
      "howToGetIt": "Open Momentum Checking through the offer page by January 4, 2027, as a new customer. Fifth Third counts payroll or government direct deposits totaling $500 or more within 90 days of opening, and the account must be funded within that time. The $300 posts within 10 business days after that, and the $500 stays yours. The offer page doesn't say whether opening the account runs a credit check, so confirm before you apply. We haven't confirmed that a transfer from Public.com counts.",
      "states": [
        "FL",
        "GA",
        "IL",
        "IN",
        "KY",
        "MI",
        "NC",
        "OH",
        "SC",
        "TN",
        "WV"
      ],
      "recommended": true,
      "signUpUrl": "https://www.53.com/content/fifth-third/en/mkg/checking-offer.html",
      "referralCode": null,
      "page": "https://bonusbub.com/bonuses/fifth-third-bank"
    },
    {
      "id": "capitalone",
      "name": "Capital One 360 Checking",
      "category": "Banks and cash apps",
      "offer": "$250 for two direct deposits of $500 or more within 75 days",
      "cashYouKeepUsd": 250,
      "moneyInUsd": 1000,
      "handsOnMinutes": 25,
      "cashPerHourUsd": 600,
      "cashPerDollarIn": 0.25,
      "whenItPays": "Assessed 75 days after you open; can take up to 135 days from opening to post",
      "payoutDays": [
        0,
        135
      ],
      "howToGetIt": "Apply for 360 Checking with the offer's promo code, entered on the application. Then get two direct deposits of $500 or more within 75 days of opening, and fund the account within 60 days. Not eligible if you've had a 360, Simply or Total Control checking account since January 2024. The $1,000 stays yours. The offer page doesn't say whether opening the account runs a credit check, and we haven't confirmed that a transfer from Public.com counts.",
      "states": "all",
      "recommended": true,
      "signUpUrl": "https://www.capitalone.com/bank/checking-accounts/online-checking-account/",
      "referralCode": null,
      "page": "https://bonusbub.com/bonuses/capital-one"
    },
    {
      "id": "fanduel",
      "name": "FanDuel Sportsbook",
      "category": "Sportsbooks",
      "offer": "Up to $150 in bonus bets for a $5 bet on each of three days (through November 22, 2026)",
      "cashYouKeepUsd": 68,
      "moneyInUsd": 15,
      "handsOnMinutes": 20,
      "cashPerHourUsd": 204,
      "cashPerDollarIn": 4.53,
      "whenItPays": "Bonus bets within 72 hours of your three bets settling; about $68 in cash once you hedge them",
      "payoutDays": [
        0,
        3
      ],
      "howToGetIt": "Deposit $5 and place a $5 bet on each of three consecutive days, $15 in all. FanDuel's own promo page runs through November 22, 2026, and the bonus bets expire 7 days after you get them. Split them across both sides of one near-even game to turn them into about $68 in cash. That figure assumes six $25 bonus bets, which the page doesn't break out, and the odds rules aren't on the page we could read.",
      "states": [
        "AR",
        "AZ",
        "CO",
        "CT",
        "DC",
        "IA",
        "IL",
        "IN",
        "KS",
        "KY",
        "LA",
        "MA",
        "MD",
        "MI",
        "MO",
        "NC",
        "NJ",
        "NY",
        "OH",
        "PA",
        "TN",
        "VA",
        "VT",
        "WV",
        "WY"
      ],
      "recommended": false,
      "signUpUrl": null,
      "referralCode": null,
      "page": null
    },
    {
      "id": "cashapp",
      "name": "Cash App",
      "category": "Banks and cash apps",
      "offer": "$10 for signing up with code J4RJ8XN and sending $5 to another Cash App user",
      "cashYouKeepUsd": 10,
      "moneyInUsd": 5,
      "handsOnMinutes": 5,
      "cashPerHourUsd": 120,
      "cashPerDollarIn": 2,
      "whenItPays": "Within 30 days after you finish the steps",
      "payoutDays": [
        0,
        30
      ],
      "howToGetIt": "Sign up through the link and enter the code J4RJ8XN when you sign up. Link a debit card or bank account and keep it linked until the bonus is paid. Within 14 days, send $5 or more to another Cash App account that isn't yours; they can send it right back. The $10 is paid within 30 days after you finish those steps, and once it's in your balance you can cash it out to your bank.",
      "states": "all",
      "recommended": true,
      "signUpUrl": "https://cash.app/refer/J4RJ8XN",
      "referralCode": "J4RJ8XN",
      "page": "https://bonusbub.com/bonuses/cash-app"
    },
    {
      "id": "venmo",
      "name": "Venmo",
      "category": "Banks and cash apps",
      "offer": "A $5 reward for a new account's first $5 payment, through a Venmo referral",
      "cashYouKeepUsd": 5,
      "moneyInUsd": 5,
      "handsOnMinutes": 5,
      "cashPerHourUsd": 60,
      "cashPerDollarIn": 1,
      "whenItPays": "Usually within 14 days of the payment, sometimes up to a month",
      "payoutDays": [
        0,
        30
      ],
      "howToGetIt": "Open a Venmo account through a Venmo referral link, then make a personal payment of $5 or more, funded by a bank account or card, within 14 days. Venmo's referral program pays $5 to each person; the referrer is capped at 10 rewards.",
      "states": "all",
      "recommended": false,
      "signUpUrl": null,
      "referralCode": null,
      "page": null
    },
    {
      "id": "robinhood",
      "name": "Robinhood",
      "category": "Brokerages and prediction markets",
      "offer": "A free stock, usually worth $5 and sometimes up to $200",
      "cashYouKeepUsd": 5,
      "moneyInUsd": 0,
      "handsOnMinutes": 5,
      "cashPerHourUsd": 60,
      "cashPerDollarIn": null,
      "whenItPays": "The stock at once; its cash can be withdrawn 60 days after you claim it",
      "payoutDays": [
        0,
        60
      ],
      "howToGetIt": "Open an account through the referral link and link a bank account or debit card. No money has to go in. Claim the reward within 60 days and pick a stock from Robinhood's list: about 99% of people get $5 worth, about 0.9% get $10, and about 0.1% get $200. You can sell the stock 3 trading days after you claim it, and withdraw the cash 60 days after. Other bonuses can run while you wait.",
      "states": "all",
      "recommended": true,
      "signUpUrl": "https://join.robinhood.com/emilw",
      "referralCode": null,
      "page": "https://bonusbub.com/bonuses/robinhood"
    },
    {
      "id": "moneylion",
      "name": "MoneyLion",
      "category": "Banks and cash apps",
      "offer": "$5 welcome credit for signing up with code $BonusBuddy",
      "cashYouKeepUsd": 5,
      "moneyInUsd": 0,
      "handsOnMinutes": 10,
      "cashPerHourUsd": 30,
      "cashPerDollarIn": null,
      "whenItPays": "Once your account is approved; MoneyLion's terms allow up to 14 days after the steps",
      "payoutDays": [
        0,
        14
      ],
      "howToGetIt": "Get the MoneyLion app through the link (on a computer, scan the QR code it shows) and enter the referral code $BonusBuddy when you sign up. No deposit needed: the $5 posts once your account is approved, and MoneyLion's terms allow up to 14 days after the steps. When it lands you can move it to your bank whenever you like.",
      "states": "all",
      "recommended": true,
      "signUpUrl": "https://mlion.us/$BonusBuddy",
      "referralCode": "$BonusBuddy",
      "page": "https://bonusbub.com/bonuses/moneylion"
    }
  ]
}